Andrea Freeman · Mortgage Broker · Hablo español
Prepared, not surprised.
I'm a bilingual mortgage broker who explains every step in English or Spanish. There are no dumb questions here, so ask me everything.
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I grew up in Bolivia and now live in Sunnyvale, Texas, with my husband and our two kids. I'm a proud mom of a Sooner, and being involved in my kids' schools and our town has always mattered to me. I became a mortgage broker because buying a home is one of the biggest things a family does, and nobody should feel lost doing it, especially not in a second language.
We talk about your goals, your budget and your timeline. No pressure, no commitment.
I tell you honestly where you stand, what you'd need to get ready and which documents to gather.
I explain every form and every step, and I answer your texts along the way.
All loans are subject to credit approval, underwriting and program guidelines. Not everyone will qualify.
“As first-time buyers… She was so patient and friendly. She kept looking for a more convenient rate for us and always clarified our questions, and we really had a lot… lol.”
“She really seemed available around the clock to answer any questions or give gentle nudges to get time sensitive things done. She made the process seamless.”
It depends on the loan program, the price of the home and your situation. Many first-time buyers are surprised to learn that 20% down isn't always required. You'll also want to plan for closing costs. On a quick call I can walk you through what applies to you.
No. Credit matters, but every loan program has its own guidelines. If your credit needs work, I'll tell you honestly and help you make a plan.
Often, yes. Some loan programs look at bank statements instead of only tax returns. Approval depends on your income, credit and the program's guidelines.
Yes. Spanish is my first language. I can explain everything, from the first call to the closing table, in Spanish or English, whichever you're more comfortable with.
I help home buyers across Dallas-Fort Worth, including Sunnyvale, Mesquite, Garland, Rowlett, Dallas, Frisco and surrounding cities. I'm also licensed in Oklahoma.
A prequalification is a quick estimate based on what you tell me. A preapproval means I've reviewed your documents and credit, which gives sellers more confidence in your offer.
Serving first-time home buyers in Sunnyvale, Mesquite, Garland, Rowlett, Dallas, Frisco and across Dallas-Fort Worth.
Every step from "just thinking about it" to getting your keys, plus a document checklist. I'll send it to you personally.